Explore Fence Financing in Seattle, Bellevue, and Mercer Island

A quality fence can improve the safety, privacy, security, and comfort of your home. Unfortunately, for many homeowners, unexpected expenses like fence installation can be hard to manage. Rain City Fence aims to make it easy and stress-free for homeowners to pay for fence installation. We offer options for fence financing in Seattle, Bellevue, and Mercer Island through our financing partner, Hearth. Learn more about financing a fence and find out if you qualify.

Deciding Whether Financing for Fence Installation Is Right for You

Fence financing allows you to pay for installation over time, rather than in one lump-sum payment. This means that even if you don’t have the necessary funds for the entire cost of a cedar fence upfront, you can still schedule installation. This is helpful if:

• You can’t afford to pay the full cost of a fence up front.
• Your existing fence is old, damaged, or dangerous.
• Your home doesn’t have a fence.
• You need a fence quickly to protect your home, children, and/or pets.
• You’re concerned about privacy, security, or noise and need a fast solution.
• You want to keep your savings account or cash reserves free for other upcoming expenses.

How Fence Financing Works

Financing makes it easier for homeowners to afford a new fence, even if they don’t have cash up front. Financing options allow you to pay for your fence over time while improving your credit score with on-time payments. Here’s a closer look at how it works:

• Application – You can apply for financing from your bank or credit union, credit card company, third-party lender, or fencing company. You will need to meet certain eligibility requirements and provide documentation such as pay stubs, utility bills, bank account statements, and identification. Your loan amount will be determined by the lender’s requirements. It also helps to have a quote for fence materials, installation, and labor so that you know how much funding to request.
• Approval – If you are approved, you should review the contract and loan documents carefully. Pay attention to the loan amount, funding options, interest rate, and penalties for late or missed payments. You must adhere to the repayment schedule, or you may face additional fees and interest charges.
• Funding – If you accept the terms of your loan, it will be funded directly to you or to your fencing company. Depending on the lender, the entire process can take as little as 48 hours or up to a month or more. Once funding arrives, you can schedule fence installation.
• Payments – Then you just need to make your payments on time. When the loan is repaid, you will receive confirmation from the lender that your obligation is complete.

Our Fence Financing Options

We offer flexible financing through our trusted partner, Hearth, making it easier than ever to move forward with your fencing project. With a quick and simple application, you can see personalized monthly payment options in just minutes—without impacting your credit score. Hearth presents multiple offers, so you can choose a plan that fits your budget and timeline. There’s no home equity required, no prepayment penalties, and funding is often available within 1-3 days. It’s a fast, straightforward way to get the fence you want now while paying over time on terms that work for you.

Why Choose Rain City Fence as Your Fence Installer

Rain City Fence is committed to integrity, communication, and excellence. We hold ourselves to the highest standards, ensuring our fences enhance the beauty, value, safety, and comfort of our customers’ homes. Each of our fence installers comes highly qualified and experienced, and we provide a 20-year post warranty as well as a 3-year workmanship warranty. In addition, our fences are installed using post-on-pipe, which utilizes a galvanized steel pipe fitted over the fence post. This protects the post from soil moisture and extends the lifespan of your fence. We specialize in beautiful, durable cedar fencing that is built to last, and we’ll work closely with you to design a fence that complements your home and aesthetic preferences and meets your unique needs.

Call to Learn More About Fence Financing

Ready to learn more about financing a fence in Seattle, Bellevue, or Mercer Island? We can help. We’re happy to answer any questions you have or sit down with you in person and go through your financing options. We understand how challenging it can be to handle the financial strain of fence installation, and our goal is to make the entire process seamless. Call us now or contact us online to get started.